Which kind of health insurance should I get?
For individuals and families, the following options are available to you regarding healthcare
You may know Affordable Care Act (ACA) plans as major medical, comprehensive coverage, or even “Obamacare,” but whatever you call them, these plans meet all the requirements of the ACA and are typically the most comprehensive on the market. If you have a chronic illness or face a medical emergency, these plans can help prevent staggering expenses.
ACA plans provide benefits for a broad range of health care services, both inpatient and outpatient, and can save you money on routine doctor visits, prescription drugs, preventative care, hospital stays, and more. These plans are available to almost everyone, and you can’t be denied based on preexisting conditions.
If you can’t afford an Affordable Care Act (ACA) plan or have missed the cutoff to apply, you may want to consider Private Insurance. Compared to ACA plans, private health is insurance for healthy people. Private Insurance requires medical underwriting.
Pros:
- Lower premiums
- Flexible coverage
- Great benefits
- Low premium increases
Cons:
- Medical underwriting
- Does not provide coverage for pregnancy coverage, pre existing conditions, drug rehab, and mental health services.
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Why use the Health Enrollment Marketplace
All plans in one place
Whether you need a plan for one person or a family plan, we can provide you all your health care options. We can provide the assistance you need to navigate the marketplace.
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See apples-to-apples comparisons of plan costs and benefits. Get a quote & quickly estimate how much you’ll pay out-of-pocket to find the plan that’s right for you.
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